The conditions may be seen by many as ‘picture perfect’ for purchasing residential property in New Zealand but how long can we expect it to last?

We know Auckland property values are as high as they’ve ever been and the lack of actual property listings is keeping the heat in the market. Thankfully home buyers can secure property due to our low home loan rates.  In an earlier post I mentioned RBNZ’s desire to consider other mechanisms to cool the property [...]

While we (property investors, home buyers, Kris Pedersen Mortgages) are closing watching RBNZand#8217;s every move regarding the OCR and the impact on interest rates they are watching us! Mortgage rates are wonderfully low right now and weand#8217;re keen to see it stay this way. & However there are economic factors at play that may upset [...]

New Zealandand#8217;s residential property market is well and truly alight with the Christchurch rebuild well underway and the freeing up of more land in Auckland giving rise to new property builds. & So does this mean we should be expecting a rise in lending rates any time soon? Any rise in lending rates and the [...]

Auckland there's no stopping its economic growth and it being the powerhouse of New Zealand. Housing sales are up, and new build consents are also on the rise.

State of Play with New Zealand’s Housing Market, Looking back over the year in terms of house prices one of the more interesting moments was from former Reserve Bank governor Alan Bollard in his final monetary policy statement was about house-price inflation.

A complete house inspection is essential before you become seriously interested in buying a property. The buying process has multiple steps and before investing time and effort into each step, it is best to verify, using a checklist, whether or not it is even worth investing.

Because we are in the business of Mortgage finance, providing a comprehensive Insurance service for our clients is a natural fit. Either when you need a mortgage refinanced, or need a new mortgage, at Kris Pedersen Mortgages we recommend a reassessment of your total financial and risk needs.

Investment Property Finance is a key aspect of any property investors focus and getting the right advice on how to structure your mortgages is crucial. Property Investors understand the need for asset protection and to have structuring in place that protects those assets and allows equity to build. But many of these investors fall into [...]

Mortgages come with a number of different options and if you are a first time buyer or you are looking for Investment Property Finance – there are many options to consider. At Kris Pedersen Mortgages we can help provide and advise on the many different options available. Below is a short guide to some of [...]