Archive | Personal Finance

Student Survival Tips Managing money when you are studying is not easy. Student allowances and loans fall far short of covering student expenses and the short fall can be typically around $5-10,000 per year. The gap can be closed by taking a part time job, getting help from family, a bank overdraft, a low interest [...]

Where to Invest in 2011 Investors with cash on their hands face a huge dilemma. Should they leave their money in the bank at a low rate of interest, or take a risk and go back into the investment markets that have left many with a much reduced level of wealth? Investor confidence has been [...]

Five New Year’s Resolutions Regardless of whether your financial goal is to create enough wealth for financial security or a multi-million dollar empire, the starting point is the same. Fortunes are only made on a solid financial base and to build one means getting rid of some old money habits and developing some new ones. [...]

Get Rid of Debt Starting the New Year with a pile of debt is not a good situation to be in, but it is a common problem. If you are serious about getting ahead financially, then getting rid of debt should be one of your top priorities. Here are five steps that will help you [...]

Make More Money It’s all very well trying to save by spending less than you earn, but sometimes the costs of living and bringing up a family mean there simply isn’t any spare cash. In that case, to get ahead you need to increase your income. Here are some ideas for how to make more [...]

Be Credit Card Smart Credit cards are both a convenient way to pay for purchases and a trap for those who are easily tempted by access to credit. Being smart with your use of credit cards can help you manage your money better and avoid getting into too much debt. These simple tips are all [...]