The last ten years or so has without doubt been a difficult time for investors. We’ve seen the bursting of the ‘dotcom bubble’ in early 2000, the Japanese financial crisis, the effects of terrorism on market confidence, the Global Financial Crisis, the collapse of finance companies and the property market, and more recently the downfall of European economies.
Credit scoring is a widely accepted means internationally of assessing a person’s credit worthiness. It is used by lenders not only to assess whether lending should be approved but also what limit should be put on the amount of credit.
Do you shop online? The cost savings are there for a lot of items from books to clothing but our online purchases are hurting our local retailers. What can they do to change the game and remain in business. It’s not about penalising the shopper in my opinion its about the retailers being smarter.